Personal Information Our Company Collects and How It Is Used

Introduction. Our company collects information in different ways from Visitors and
Members who access the various parts of our Services and the network of Web sites
accessible through our Service. We use this information primarily to provide a customized
experience as you use our Products and Services, and generally, do not share this
information with third parties. However, we may disclose personal information collected
if we have received your permission beforehand or in very special circumstances,
such as when we believe that such disclosure is required by law or other special
cases described below.

Registration: Members may be asked to provide certain personal information
when they sign up for our Products or Services including name, address, telephone
number, billing information (such as a credit card number), and the type of personal
computer being used to access the Services. The personal information collected from
Members during the registration process is used to manage each Member’s account
(such as for billing purposes). This information is not shared with third parties,
unless specifically stated otherwise or in special circumstances. However, in instances
where our company and a partner jointly promote our Services, we may provide the
partner certain personal information, such as the name, address, and username of
persons who subscribed to the Services as a result of the joint promotion for the
sole purpose of allowing us and the partner to assess the results of the promotion.
In this instance, personal information may not be used by the partner for any other
purpose. We may also generate non-identifying and aggregate profiles from personal
information Members provide during registration (such as the total number, but not
the names, of Members). As explained in more detail below, we may use this aggregated
and non-identifying information to sell advertisements that appear on the Services.

Our Company Partners and Sponsors: Some products and services may be offered
to Visitors and Members in conjunction with an affiliate, independent contractor
seller or non-affiliated partner. To provide Visitors and Members some of these
products and services, the partner may need to collect and maintain personal information.
In these instances, you will be notified before any such data is collected or transferred
and may decide not to use that particular service or feature. Additionally, our
partners may have advertisements or co-branded Web Pages that are cosponsored by
an affiliate, independent contractor seller, or non-affiliated partner. Our company
may share non-identifying and aggregate information (except as described above),
but not personal information, with such partners in order to administer the co-branded
products or services offered.

Online Shopping: At some Web sites, you can purchase products and services
or register to receive materials, such as a newsletter, catalog or new product and
service updates. In many cases, you may be asked to provide contact information,
such as your name, address, email address, phone number, and credit/debit card information.
If you complete an order for someone else, such as an online gift order sent directly
to a recipient, you may be asked to provide information about the recipient, such
as the recipient’s name, address, and phone number. Our company has no control over
the third parties’ use of any personal information you provide when placing such
an order. Please exercise care when doing so. If you order services or products
directly from our company we will use the personal information you provide only
to process that order. We do not share this information with outside parties except
to the extent necessary to complete that order.

Online Advertisements: Our company may display our online advertisements.
In those cases we share aggregated and non-identifying information about our Visitors
and Members collected through the registration process as well as through online
surveys and promotions with these advertisers. Additionally, in some instances,
we use this aggregated and non-identifying information to deliver tailored advertisements
or joint ventures. For instance, an advertiser or joint venture company tells us
the audience they want to reach and provides us an advertisement tailored to the
audience. Based upon the aggregated and non-identifying information we have collected,
we may then display or send the advertisement to the intended audience. Our company
does not share personal information about its Visitors or Members with these advertisers
or joint venture companies. Responses to Email Inquiries: When Visitors or Members
send email inquiries to our company, the return email address is used to answer
the email inquiry we receive. Our company does not use the return email address
for any other purpose and does not share the return email address with any third
party.

Voluntary Customer Surveys: We may periodically conduct both business and
individual customer surveys. We encourage our customers to participate in these
surveys because they provide us with important information that helps us to improve
the types of products and services we offer and how we provide them to you. Your
personal information and responses will remain strictly confidential, even if the
survey is conducted by a third party. Participation in our customer surveys is voluntary.
We may take the information we receive from individuals responding to our Customer
Surveys and combine (or aggregate) it with the responses of other customers we may
have, to create broader, generic responses to the survey questions (such as gender,
age, residence, hobbies, education, employment, industry sector, or other demographic
information). We then use the aggregated information to improve the quality of our
services to you, and to develop new services and products. This aggregated, non-personally
identifying information may be shared with third parties.

Special Cases: It is our company’s policy not to use or share the personal
information about Visitors of Members in ways unrelated to the ones described above
without also providing you an opportunity to opt out or otherwise prohibit such
unrelated uses. However, we may disclose personal information about Visitors or
Members, or information regarding your use of the Services or Web sites accessible
through our Services, for any reason if, in our sole discretion, we believe that
it is reasonable to do so, including: credit agencies, collection agencies, merchant
database agencies, law enforcement, or to satisfy laws, such as the Electronic Communications
Privacy Act, the Child Online Privacy Act, regulations, or governmental or legal
requests for such information; to disclose information that is necessary to identify,
contact, or bring legal action against someone who may be violating our Acceptable
Use Policy or Terms Of Service, or other user policies; to operate the Services
properly; or to protect our company and our Members.

“Cookies” and How Our Company Uses Them.

A “cookie” is a small data file that can be placed on your hard drive when you visit
certain Web sites. Our company may use cookies to collect, store, and sometimes
track information for statistical purposes to improve the products and services
we provide and to manage our telecommunications networks.

If you are a Visitor or Member we may use a cookie to save your settings and to
provide customizable and personalized services. These cookies do not enable third
parties to access any of your customer information. Additionally, be aware that
if you visit other Web sites where you are prompted to log in or that are customizable,
you may be required to accept cookies.

Advertisers and partners may also use their own cookies. We do not control use of
these cookies and expressly disclaim responsibility for information collected through
them.

Our Company Commitment to Children’s Privacy.

Protecting children’s privacy is especially important to us. It is our policy to
comply with the Children’s Online Privacy Protection Act of 1998 and all other applicable
laws. Therefore we restrict our Web site to persons eighteen years or older. YOU
MUST BE EIGHTEEN (18) YEARS OR OLDER TO ACCESS THIS WEB SITE. IF YOU ARE UNDER EIGHTEEN
YEARS OF AGE, YOU ARE NOT PERMITTED TO ACCESS THIS WEB SITE FOR ANY REASON. DUE
TO THE AGE RESTRICTIONS FOR USE OF THIS WEB SITE, NO INFORMATION OBTAINED BY THIS
WEB SITE, FALLS WITHIN THE CHILD ONLINE PRIVACY ACT (COPA) AND IS NOT MONITORED
AS DOING SO.

Public Forums:

Please remember that any information you may disclose in any Member Directory, or
other public areas of our Web sites or the Internet, becomes public information.
You should exercise caution when deciding to disclose personal information in these
public areas.

Our Company’s Commitment to Data Security:

Services and Web sites we sponsor have security measures in place to protect the
loss, misuse, and alteration of the information under our control. While we make
every effort to ensure the integrity and security of our network and systems, we
cannot guarantee that our security measures will prevent third-party “hackers” from
illegally obtaining this information.

Where to Direct Questions About Our Privacy Policy:

If you have any questions about this Privacy Policy or the practices described herein,
you may contact us through the contact information provided on this Web site.

Revisions to This Policy:

Our company reserves the right to revise, amend, or modify this policy, our Terms
Of Service agreement, and our other policies and agreements at any time and in any
manner, by updating this posting.